Auto Loans

Get an excellent rate on a new or used- car loan (2018-2020 model with under 2,000 miles) with a 1- to 6-year term. Competitive rates are available on car loans for older models too. Rates are subject to change without prior notice, and may be higher than the printed rate depending on individual credit history. Monthly, weekly or bi-weekly payment schedules are available.

Current rates (Month Year)

New: 2018-20 model (under 2,000 miles) 1.74 percent APR 1- to 5-year term
Used: 2018-19 model 2.74 percent APR 1- to 5-year term
2015-16 model 3.24 percent APR 1- to 5-year term
2013-14 model 3.74 percent APR 1- to 4-year term

(add .25 percent for loans requiring 100 percent financing)

Home Equity Loans

Borrow against your home’s value with a low rate, 5-, 10- or 15-year home equity loan. All closing costs are member’s responsibility, and home appraisals may be necessary. Monthly, weekly or bi-weekly payment schedules are available.

Current rates (Month Year)

5-year 3.25 percent APR
10-year 4.25 percent APR
15-year 4.99 percent APR
Personal Loans

Get a $7,500 personal loan for up to 48 months. Rates are subject to change without prior notice, and may be higher than the printed rate depending on individual credit history. In some cases, a co-signer may be necessary. Auto payment withdrawal is available. Monthly, weekly or bi-weekly payment schedules are available.

Current rates (Month Year)

12-month 3.70 percent APR
24-month 7.24 percent APR
36-month 7.24 percent APR
48-month 7.24 percent APR
With collateral, 48-month maximum term 5.75 percent APR plus 95 percent financing
Recreational Vehicle Loans

Looking to purchase an RV and set out to see the country? Apply for a recreational vehicle loan and make your dream come true. Borrow up to $30,000 with 80 percent financing for up to 84 months. Monthly, weekly or bi-weekly payment schedules are available.

Current rates (Month Year)

Up to $15,000 with 80-percent financing 8.5 percent APR Up to 60 months
Between $15,000 and $30,000 with 80-percent financing 9 percent Up to 84 months
Motorcycle Loans

Get a new or used motorcycle loan for up to $30,000 with 80-percent financing for up to 60 months. Monthly, weekly or bi-weekly payment schedules are available.

Current rates (Month Year)

New model with 80 percent financing 13.25 percent APR up to 36 months
New model with 80 percent financing 14.25 percent APR up to 60 months
Used model with 80 percent financing 13.75 percent APR up to 36 months
Used model with 80 percent financing 14.75 percent APR up to 60 months
Mortgage Loans

Buying a new home and obtaining a mortgage can be stressful. We can help make it less stressful easier with a streamlined system and lower-than-average rates. Slash interest and pay off your mortgage quicker with weekly or bi-weekly payments. All closing costs are member’s responsibility, and home appraisals may be necessary.

Current rates (Month Year)

3.49 percent APR 15-year term
4.49 percent APR 20-year-term
5.25 percent APR 25-year-term
Certificates of Deposit (CD)

Earn up to .75 percent APY with share certificate accounts. All that’s required is a minimum of $1,000 per certificate. Interest is paid at maturity of certificate.

Current rates (Month Year)

6 months .20 percent dividend rate .20 percent APY
12 months .45 percent dividend rate .45 percent APY
24 months .50 percent dividend rate .50 percent APY
36 months .75 percent dividend rate .75 percent APY
Money Market

Do you have more than $2,500 in your savings account? Consider moving it to a money market account, where you can earn better dividends.

Current rates (Month Year)

$2,501 – $10,000 .15 percent dividend rate .15 percent APY
$10,001 – $25,000 .20 percent dividend rate .20 percent APY
$25,001 – $50,000 .25 percent dividend rate .25 percent APY
$50,001 – $99,999 .30 percent dividend rate .30 percent APY

WE ARE HERE TO HELP YOU!

UPDATE Effective 10/19/2020

Attention Members:

Effective Monday, June 22, 2020 the credit union opened our lobby with the following restrictions & are subject to change should the need arise:

  • Only 2 members will be permitted in the credit union lobby at a time

  • 6 foot social distancing rules and guidelines must be followed

  • Masks MUST be worn by everyone entering the lobby

  • Our Coin Machine is in service but we are kindly asking to limit to 1 member running coin at the machine-as there is a 2 member limit in the lobby

  • Anyone interested in opening a new account(s) or apply for a new loan MUST make an appointment.  These services will be by Appointment Only-No Exceptions!  Please call 508-995-9100 for more information

  • Our Online Banking & ATM is available to you 24/7.  If you are not an Online Banking member or do not have an ATM card, you can contact our office at 508-995-9100 for more details

  • Anyone who does not abide by the rules & regulations set forth by the governor and the Credit Union regarding the safety of our staff & members will be asked to leave the building & conduct business at the drive thru

  • If you have any questions, please contact our office at 508-995-9100