Auto Loans
Get an excellent rate on a new or used- car loan (2020-2022 model with under 5,000 miles) with a 1- to 6-year term. Competitive rates are available on car loans for older models too. Rates are subject to change without prior notice, and may be higher than the printed rate depending on individual credit history. Monthly, weekly or bi-weekly payment schedules are available.
Current rates (Month Year)
| New 2020-2022 | 2.25%* APR for 95% financing | 1-6 year term |
| 2020-2021** | 2.99%* APR for 95% financing | 1-6 year term |
| 2019 | 3.49% APR for 95 financing | 1-6 year term |
| 2017-2018 | 3.49%* APR for 95% financing | 1-5 year term |
| 2015-2016 | 3.99%* APR for 95% financing | 1-4 year term |
(add .25 percent for loans requiring 100 percent financing) **UNDER 5000 miles-considered new *Rate subject to change due to credit score
Home Equity Loans
Borrow against your home’s value with a low rate, 5-, 10- or 15-year home equity loan. All closing costs are member’s responsibility, and home appraisals may be necessary. Monthly, weekly or bi-weekly payment schedules are available.
Current rates (May 2022)
| 5-year | 3.74 percent APR |
| 10-year | 4.00 percent APR |
| 15-year | 4.50 percent APR |
Personal Loans
Get a $7,500 personal loan for up to 48 months or up to $10,000 personal loan with 2 signers required. Rates are subject to change without prior notice, and may be higher than the printed rate depending on individual credit history. In some cases, a co-signer may be necessary. Auto payment withdrawal is available. Monthly, weekly or bi-weekly payment schedules are available.
Current rates (Month Year)
| 12-month | 4.24 percent APR |
| 24-month | 7.15 percent APR |
| 36-month | 7.99 percent APR |
| 48-month | 7.99 percent APR |
| With collateral, 48-month maximum term | 6.25 percent APR plus 95 percent financing |
Recreational Vehicle Loans
Looking to purchase an RV and set out to see the country? Apply for a recreational vehicle loan and make your dream come true. Borrow up to $30,000 with 80 percent financing for up to 84 months. Monthly, weekly or bi-weekly payment schedules are available.
Current rates (Month Year)
| Up to $15,000 with 80-percent financing | 8.5 percent APR | Up to 60 months |
| Between $15,000 and $30,000 with 80-percent financing | 9 percent | Up to 84 months |
Motorcycle Loans
Get a new or used motorcycle loan for up to $30,000 with 80-percent financing for up to 60 months. Monthly, weekly or bi-weekly payment schedules are available.
Current rates (Month Year)
| New model with 80 percent financing | 13.25 percent APR | up to 36 months |
| New model with 80 percent financing | 14.25 percent APR | up to 60 months |
| Used model with 80 percent financing | 13.75 percent APR | up to 36 months |
| Used model with 80 percent financing | 14.75 percent APR | up to 60 months |
Mortgage Loans
Buying a new home and obtaining a mortgage can be stressful. We can help make it less stressful easier with a streamlined system and lower-than-average rates. Slash interest and pay off your mortgage quicker with weekly or bi-weekly payments. All closing costs are member’s responsibility, and home appraisals may be necessary.
Current rates (Month Year)
| 4.35 percent APR | 15-year term |
| 4.74 percent APR | 20-year-term |
| 5.25 percent APR | 25-year-term |
Certificates of Deposit (CD)
Earn up to .40 percent APY with share certificate accounts. All that’s required is a minimum of $1,000 per certificate. Interest is paid at maturity of certificate.
Current rates (Month Year)
| 6 months | .20 percent dividend rate | .20 percent APY |
| 12 months | .30 percent dividend rate | .30 percent APY |
| 24 months | .35 percent dividend rate | .35 percent APY |
| 36 months | .40 percent dividend rate | .40 percent APY |
Money Market
Do you have more than $2,500 in your savings account? Consider moving it to a money market account, where you can earn better dividends.
Current rates (Month Year)
| $2,501 – $10,000 | .15 percent dividend rate | .15 percent APY |
| $10,001 – $25,000 | .20 percent dividend rate | .20 percent APY |
| $25,001 – $50,000 | .25 percent dividend rate | .25 percent APY |
| $50,001 – $99,999 | .30 percent dividend rate | .30 percent APY |