Personal Checking


With a duplicate format share draft account, there is no need to record every check written. Avoid a $5 monthly service fee by keeping a $100 minimum balance. Over 60? Enjoy no minimum balance and free basic checks. Statements are available monthly. No checks are returned in statements.

Our share draft student accounts are available to any member between the ages of 13-25 (13-17 requires a parent or guardian account). A $25 initial deposit is required, but there is no monthly minimum balance and no ATM fees. Student account holders must enroll in online banking and e-statements. Members ages 13-17 receive an iTunes Gift Card if their first full statement cycle ends with no derogatory transactions.


Our field of membership includes persons who live, work, worship or attend school and businesses and other legal entities located in the city of New Bedford or the towns of Acushnet, Freetown, Lakeville, Rochester, Assonet and Fairhaven. Join us today.





UPDATE Effective 10/19/2020

Attention Members:

Effective Monday, June 22, 2020 the credit union opened our lobby with the following restrictions & are subject to change should the need arise:

  • Only 2 members will be permitted in the credit union lobby at a time

  • 6 foot social distancing rules and guidelines must be followed

  • Masks MUST be worn by everyone entering the lobby

  • Our Coin Machine is in service but we are kindly asking to limit to 1 member running coin at the machine-as there is a 2 member limit in the lobby

  • Anyone interested in opening a new account(s) or apply for a new loan MUST make an appointment.  These services will be by Appointment Only-No Exceptions!  Please call 508-995-9100 for more information

  • Our Online Banking & ATM is available to you 24/7.  If you are not an Online Banking member or do not have an ATM card, you can contact our office at 508-995-9100 for more details

  • Anyone who does not abide by the rules & regulations set forth by the governor and the Credit Union regarding the safety of our staff & members will be asked to leave the building & conduct business at the drive thru

  • If you have any questions, please contact our office at 508-995-9100