MORTGAGE LOANS

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MORTGAGE LOANS

Buying a new home and obtaining a mortgage can be stressful. We can help make it easier with a streamlined system and lower-than-average rates. Slash interest and pay off your mortgage quicker with weekly or bi-weekly payments. All closing costs are member’s responsibility, and home appraisals may be necessary.

“We try to make it as easy as possible for people. On a mortgage, it goes from my desk to the attorney for the closing.”

Holly Raposa

Buying a new home and obtaining a mortgage can be stressful. We can help make it less stressful easier with a streamlined system and lower-than-average rates. Slash interest and pay off your mortgage quicker with weekly or bi-weekly payments. All closing costs are member’s responsibility, and home appraisals may be necessary.

Current rates (Month Year)

3.49 percent APR 15-year term
4.49 percent APR 20-year-term
5.25 percent APR 25-year-term

BECOME A MEMBER

Our field of membership includes persons who live, work, worship or attend school and businesses and other legal entities located in the city of New Bedford or the towns of Acushnet, Freetown, Lakeville, Rochester, Assonet and Fairhaven. Join us today.

Loan Options

NO FEES

24/ SUPPORT

MOBILE BANKING

WE ARE HERE TO HELP YOU!

Schedule a consultation

TO ALL AFCU MEMBERS

EFFECTIVE THURSDAY, MARCH 19, 2020, THE LOBBY WILL BE CLOSED TO THE PUBLIC UNTIL FURTHER NOTICE. OUR DRIVE THRU WILL REMAIN OPEN FOR BUSINESS DURING NORMAL BUSINESS HOURS.

Here are a couple of ways we can assist our members during this time to Stay home as much as possible & Stay Safe:

** We ask you to utilize our Online Banking or contact our office to make transfers if needed.

** If you are currently an Online Banking and Checking Account member, you are able to enroll in Bill Pay to pay your bills from home at NO charge.

** If you do not have access to Online Banking or do not have an ATM card, please contact our office & we will assist you in being able to utilize these services.

** One thing we have done to assist members during this time is from now until April 30th, all Regulation D transfers will be allowed. Federal Regulation D requires that you are only allowed 6 transfers per calendar month from a Savings or Money Market account. From now until April 30th, you will be allowed unlimited transfers from your savings or Money Market to cover any transactions that you may need. Hopefully this will assist you in making your required purchases and prevent an unnecessary visit to the credit union.

** If you are in financial need-For a limited time, we are offering Skip a Payment for any Personal or Auto Loans at NO CHARGE! You will be able to skip ONE monthly payment per loan to assist our members in financial need. You can download the Skip a Payment form from our website under Contact Us/Resources/Skip a Payment form & submit to our office either by email or at our drive thru. If you are unable to download the form, you can pick up a form at our drive thru or contact our office & we will email it you to complete.

As always, our members & staff are our main priority. Stay Safe with Social Distancing, Wash your hands & if possible Stay home as much as possible to flatten the curve. Acushnet Federal Credit Union is making every effort to assist our members during this COVID-19 crisis. If you have further questions, please call our office during normal business hours & we will be happy to assist you.

Acushnet Federal Credit Union