MORTGAGE LOANS

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MORTGAGE LOANS

Buying a new home and obtaining a mortgage can be stressful. We can help make it easier with a streamlined system and lower-than-average rates. Slash interest and pay off your mortgage quicker with weekly or bi-weekly payments. All closing costs are member’s responsibility, and home appraisals may be necessary.

“We try to make it as easy as possible for people. On a mortgage, it goes from my desk to the attorney for the closing.”

Holly Raposa

Buying a new home and obtaining a mortgage can be stressful. We can help make it less stressful easier with a streamlined system and lower-than-average rates. Slash interest and pay off your mortgage quicker with weekly or bi-weekly payments. All closing costs are member’s responsibility, and home appraisals may be necessary.

Current rates (Month Year)

3.49 percent APR 15-year term
4.49 percent APR 20-year-term
5.25 percent APR 25-year-term

BECOME A MEMBER

Our field of membership includes persons who live, work, worship or attend school and businesses and other legal entities located in the city of New Bedford or the towns of Acushnet, Freetown, Lakeville, Rochester, Assonet and Fairhaven. Join us today.

Loan Options

NO FEES

24/ SUPPORT

MOBILE BANKING

WE ARE HERE TO HELP YOU!

Schedule a consultation

AFCU ATM MEMBERS

As we are using our debit cards more than ever during these difficult times with Covid-19. Our Fraud Department has asked us to remind our ATM members of a few Security issues if contacted by them to verify ATM transactions:

  •  Our Fraud Department will NEVER ask you confidential information such as your full Social Security number, your bank account number, your debit card number, your CVV number on your card, your PIN number.

  • Don’t answer phone calls from unknown numbers. Valid callers will leave a message.

  • It is ok to be skeptical-Caller ID can be faked. If during business hours, contact our office to verify if the Fraud Department is attempting to contact you.

  • Be aware-legitimate businesses do not make unsolicited calls for personal, sensitive information. If you receive an unsolicited call asking this-it is probably a scam.

  • Don’t give into pressure-Many times the callers will pressure or scare you into giving your personal information. If so, do NOT give any personal information & hang up.

  • Don’t respond to unverified SMS texts asking you to call your financial institution. Text messages from Acushnet Federal Credit Union never contain hyperlinks or request any confidential information via text.

The security of your personal information is a primary goal of Acushnet Federal Credit Union. Our Fraud Department will NEVER ask you for confidential information such as your full Social Security number, your full bank account number, your debit card number, your CVV number on your card, your PIN number in an email or via a web site, online chat or from an unsolicited phone call. If you receive a suspicious email or phone call requesting confidential information, it is NOT from Acushnet Federal Credit Union’s Fraud Department.

Please report suspicious unsolicited phone calls by calling our Fraud Department Customer Service at 1-888-241-2440. If you have any further question regarding your ATM card, please contact our office at 508-995-9100.

Acushnet Federal Credit Union

TO ALL AFCU MEMBERS

THE LOBBY IS CLOSED TO THE PUBLIC UNTIL FURTHER NOTICE. OUR DRIVE THRU WILL REMAIN OPEN FOR BUSINESS DURING NORMAL BUSINESS HOURS.

Here are a couple of ways we can assist our members during this time to Stay home as much as possible & Stay Safe:

** We ask you to utilize our Online Banking or contact our office to make transfers if needed.

** If you are currently an Online Banking and Checking Account member, you are able to enroll in Bill Pay to pay your bills from home at NO charge.

** If you do not have access to Online Banking or do not have an ATM card, please contact our office & we will assist you in being able to utilize these services.

** One thing we have done to assist members during this time is from now until April 30th, all Regulation D transfers will be allowed. Federal Regulation D requires that you are only allowed 6 transfers per calendar month from a Savings or Money Market account. From now until June 30th, you will be allowed unlimited transfers from your savings or Money Market to cover any transactions that you may need. Hopefully this will assist you in making your required purchases and prevent an unnecessary visit to the credit union.

** If you are in financial need-For a limited time, we are offering Skip a Payment for any Personal or Auto Loans at NO CHARGE! You will be able to skip from one to three monthly payments per loan to assist our members in financial need. You can download the Skip a Payment form from our website under Contact Us/Resources/Skip a Payment form & submit to our office either by email or at our drive thru. If you are unable to download the form, you can pick up a form at our drive thru or contact our office & we will email it you to complete.

**We are also offering Mortgage/Home Equity Assistance to our mortgage members who are in financial need.  You can download the Mortgage/Home Equity Assistance form from our website under Contact Us/Resources/Mortgage/Home Equity Assistance form & submit to our office either by email or at our drive thru.  If you are unable to download the form, you can pick up a form at our drive thru or contact our office & we will email it to you to complete.

As always, our members & staff are our main priority. Stay Safe with Social Distancing, Wash your hands & if possible Stay home as much as possible to flatten the curve. Acushnet Federal Credit Union is making every effort to assist our members during this COVID-19 crisis. If you have further questions, please call our office during normal business hours & we will be happy to assist you.

Acushnet Federal Credit Union