112 Main Street
Acushnet, MA 02743 USA

Tel: (508) 995-9100

Rates

Share/Savings Accounts

Club Accounts
Christmas Club Account 0.02% Div. Rate 0.02% APY *
Vacation Club Accounts 0.02% Div. Rate 0.02% APY *

Money Market Accounts
Money Market Account 0.15% Div. Rate 0.15% APY *
    $2501 Minimum $10000 Maximum
Money Market Account 0.20% Div. Rate 0.20% APY *
$10001 Minimum $25000 Maximum
Money Market Account 0.25% Div. Rate 0.25% APY *
    $25001 Minimum $50000 Maximum
Money Market Accounts 0.30% Div. Rate 0.30% APY *
    $50001 Minimum $75000 Maximum
Money Market Accounts 0.30% Div. Rate 0.30% APY *
    $75001 Minimum $99999 Maximum

Share Accounts
Savings Account 0.10% Div. Rate 0.10% APY *
    Minimum $25.00 to obtain dividends

Share Certificate Accounts
6 months 0.20% Div. Rate 0.20% APY *
12 months 0.45% Div. Rate 0.45% APY *
24 months 0.50% Div. Rate 0.50% APY *
36 months 0.75% Div. Rate 0.75% APY *

Share Draft Accounts
Share Draft/Checking Account 0.00% Div. Rate 0.00% APY *
    $100.00 minimum to avoid $5.00 service fee
Share Draft/Checking Account/over age 60 0.00% Div. Rate 0.00% APY *
    No minimum required/Free basic checks
Student Share Draft/Checking Account 0.00% Div. Rate 0.00% APY *
    No minimum required/Ages 13-17 with a parent/18-25 alone
Direct Deposit available upon request.
Funds Availability Policy:  Depending on the type of check you deposit, funds may not be available until the second business day after the day of your deposit.  However, the first $100.00 of your deposit will be available immediately.  Call the credit union for more details.
*APY-Annual Percentage Yield

Loan Accounts
Contact our office for any Repossessions for sale.

Vehicle Loans
New & Used Auto Rates
2017-2018   *Under 2000 miles* 1.74% **APR+ 1-6 year term
2016-2018 2.74%** APR+ 1-6 year term
2015                                                                                                                            3.24%** APR +                                            1-6 year term
2013-2014 3.24%** APR+ 1-5 year term
2011-2012 3.74%** APR+ 1-4 year term
 These rates are subject to change without prior notice
If 100% financing is required, add .25% to the above rate.
 + Rates are determined by credit history. Your rate may be higher than the quoted rate.

Home Equity Loans
Home Equity Loans 3.25%** APR 5 years
Home Equity Loans 4.25%** APR 10 years
Home Equity Loans 4.99%** APR 15 years
80% financing.  All closing costs are members responsibility.  Appraisal may be required.

Recreational Vehicle Loans
RV Loans 8.50%** APR up to 60 months
  Up to $15,000.00/80% financing
RV Loans 9.00%** APR up to 84 months
  Over $15,000.00/80% financing
 Maximum Loan Amount-$30,000.00

Motorcycle Loans
New Motorcycle 13.25%** APR up to 36 months
  80% financing
New Motorcycle 14.25%** APR up to 60 months
  80% financing
Used Motorcycle 13.75%** APR up to 36 months
  80% financing
Used Motorcycle 14.75%** APR up to 60 months
  80% financing
 Maximum Loan Amount-$30,000.00

Mortgages
Mortgage Rates 3.49%** APR 15 years
Mortgage Rates 4.49%** APR 20 years
Mortgage Rates 5.25%** APR 25 years
All closing costs are members responsibility.  Appraisal may be required.
 These rates are subject to change without prior notice

Personal Loans
Personal Loans 3.70%** APR+ 12 month
Personal Loans 7.24%** APR+ 24 month
Personal Loans 7.24%** APR+ 36 month
Personal Loans 7.24%** APR+ 48 month
 Maximum Loan Amount $7,500.00//Co-Signer May Be Required
Personal Loan w/ collateral                                                                                       5.75%**APR+ 95% Financing               48 month max term
These rates are subject to change without prior notice
**APR-Annual Percentage Rate
All loans subject to approval.
Auto withdrawal payments available upon request.
 +Rates are determined by credit history. Your rate may be higher than the quoted rate.

Miscellaneous Fees
Coin Counter 4% for members/8% non members
Money Orders 1.00
Levies 25.00
Nonsufficient Funds 25.00 per item
Account Activity Printout 2.00
Account Research 20.00 per hour
Account Balancing Assistance 20.00 per hour
Stop Payments 20.00 per item
Outgoing Domestic Wire 30.00
Outgoing International Wire 40.00
Copy of a draft 10.00 per item
Courtesy ODP Fee 15.00 each
ATM Withdrawals @ Non-Coop ATM 1.50
ATM balance inquiries @ Non-Coop ATM 1.50
POS Point-of-Sale with PIN 1.50
ATM denials @ Non-Coop ATM 1.50
ATM Replacement Card and/or PIN 10.00
POS Point-of-Sale w/signature free
Returned ACH Item 25.00 per item
Returned Draft Items 25.00 per item
Certified Bank Checks 15.00
Account Closed within 90 days 25.00
E-Statements free
Online Banking free
I-pay or bill pay free
Pre-paid Cards (Purchase) 5.00
Pre-paid Cards (Reload fee) 3.00
Abandonment/Escheatment Fees 30.00
Missing/Undeliverable Mail 1.00 p/month
Tax Levy 25.00
Dormant Account Fee 5.00 p/month
ATM withdrawal, inquiry, point-of-sale and denial fees apply for non Co-Op machines.