112 Main Street
Acushnet, MA 02743 USA

Tel: (508) 995-9100

AFCU Holiday’s & Holiday Hours



Martin Luther King Day-January 15th          CLOSED

President’s Day-February 19th                        CLOSED

Patriot’s Day-April 16th                                       CLOSED

Memorial Day-May 28th                                     CLOSED

Independence Day-July 4th                               CLOSED

Labor Day-September 3rd                                  CLOSED

Columbus Day-October 8th                               CLOSED

Veteran’s Day-November 12th                          CLOSED

Thanksgiving Day-November 22nd                CLOSED

Day after Thanksgiving-Nov 23rd                   Normal Business Hours

Christmas-December 25th                                  CLOSED

New Years 2018-January 1st                            CLOSED




AFCU MasterCard ATM Card



What does it mean to be an AFCU ATM Cardholder? 

  • Use our MasterCard ATM card instead of checks or cash for everyday purchases at restaurants, department stores, gas stations, supermarkets, even mail, phone or online orders-anywhere MasterCard is accepted.
  • Any deposits done at our credit union will be available immediately on your ATM card.
  • Your ATM transactions will also be reflected on your our credit union account immediately.
  • Can be used anywhere MasterCard is accepted at home or traveling.


All you need to remember as an AFCU Mastercard/ATM cardholder is:

  • All ATM transactions are only performed from your checking account.
  • Purchases should always be done as a CREDIT in order to avoid any fees.
  • ATM withdrawals performed at any Coop ATM will be no charge but if you use a Non-Coop ATM-you will be charged per transaction, as well as any fees the Non-Coop machine charges you(for a listing of Coop ATM’s-View the listing on our website)


Not an AFCU MASTERCARD/ATM Cardholder?

  • All that is required is you have a Checking Account.
  • Complete an ATM application  either from our office or download one below & return it to our office.  It’ll take 7-10 business days to process & you are all set!


 Click below for an application for an AFCU ATM MasterCard:

AFCU MCard Applic 


AFCU MasterCard SecureCode

MasterCard Secure Code

Acushnet FCU is now offering you MasterCard®SecureCode™. MasterCard SecureCode puts you in control when shopping online: only you can approve purchases using your private SecureCode™.

What is MasterCard SecureCode?

MasterCard SecureCode is an innovative service offering secure internet shopping, using your preferred form of internet payment-your ATM card.   MasterCard SecureCode lets you add a personal SecureCode to your existing card, getting added security & the reassurance that only you can use your card online.

How does MasterCard SecureCode work?

When you purchase online, MasterCard SecureCode issues a receipt at the end of the checkout process.   The receipt includes details of your current purchase, such as site name, purchase amount & date. You sign the receipt using your personal SecureCode & click “submit” to proceed with the purchase. Without your SecureCode, the purchase cannot take place.

How does MasterCard SecureCode protect me?

Once you’ve registered & created a SecureCode, each time you make an online purchase, a window will pop up asking for your SecureCode like using your PIN at the ATM. When you correctly enter your SecureCode, you confirm that you are the authorized cardholder & your purchase is completed.   If the correct code is not supplied, your financial institution cannot confirm your identity & the purchase will not be completed. No code, no confirmation, no purchase.

Where can I shop with MasterCard SecureCode?

Many merchants are already a part of MasterCard Secure Code, and more merchants are signing up!

What happens when my MasterCard expires?

When you are re-issued a new card, with the same Card Number, the MasterCard SecureCode service is automatically updated with the new card information. You do not need to re-register again.

What happens if I cancel my AFCU MasterCard & then get a new one with a different card number?

You will need to register the new AFCU MasterCard for the SecureCode service. Simply return to the registration site & complete the registration process with your new card number.

If you would like more information regarding MasterSecure Code or would like to register your existing card click on the link below:


Report Lost or Stolen ATM Cards


If you need to report an ATM card Lost or Stolen during regular business hours, please you can contact our office at 508-995-9100.

If it is after normal business hours or on weekends, please call 1-888-241-2510.

Traveling with your AFCU ATM Card

Traveling with your AFCU ATM Card

Before you travel outside of the state or country and you plan to use your AFCU ATM card, please contact the credit union prior to your trip. Our fraud prevention services monitor our ATM card activity 24/7.

If they notice or suspect there is unusual or suspicious transaction activity on your card, our fraud prevention services will shut down the ability to use your card until they are able to reach you by phone.  If they are unable to reach you and verify that those transactions are indeed yours-your card will be blocked until they are informed of non-fraudulent activity.

If you are planning to be traveling, contact our office with your travel plans & we can inform the fraud prevention service with no interruptions to you while you are traveling.

Locate Coop Network ATM’s

Co-op ATM Locator Info

Looking for a Co-op ATM nearby? Or are you traveling & need to know where the closest Co-op ATM is?
coop shortcutHave an Android? Get the Co-op App from Google Play Store
today. You can look up all the closest Co-op ATM’s to you.

coop shortcut Have an iPhone? Get the Co-op App from iTunes today.

Need to lookup Online? Logon to www.co-opnetwork.org

Just enter your location & it will give you all the local Co-op ATM’s closest to you. It’s fast & easy to find all local Co-op network ATM’s.

REMEMBER: If your AFCU ATM card is used at a Non-Coop machine, your Checking Account will be charged $1.50 per item-in addition to the Non-Coop machines fee.


Please be advised that we have been notified of a phone debit/credit card scam.

If you receive a phone call stating that your debit/credit card has been blocked or restricted stating in order to unblock your account/card to enter your 16 digit card number-DO NOT ENTER ANY INFORMATION! This is not a valid call & is a scam!

Please be advised that Acushnet Federal Credit Union or Falcon (FIS Fraud Prevention) will never ask you to enter any information over the phone, by text or email.

If you ever question whether a call from our office or Falcon-FIS is valid-please hang up & feel free to contact our office. We will verify with you whether it is a valid phone call or a scam.

Acushnet Federal Credit Union

Regulation D FAQs

AFCU              Regulation D FAQs                              Effective 12/01/2013

 What is Regulation D?

Federal Regulation D places a MONTHLY limit on the number of transfers you make from your Savings Account or Money Market Accounts (MMAs) without your physical presence being required.  Transfers affected by this regulation therefore include:

  • Transfers made using Online Banking
  • Transfers made using Telephone Banking or over the phone transfers
  • Overdraft transfers (made automatically to prevent Insufficient funds)
  • Pre-authorized, automatic, scheduled or recurring transfers

You are allowed six (6) such transactions, per month, per account

  • What transactions are not affected by Regulation D?
    • ATM transactions
    • Transfers made to AFCU loans
    • Transactions done in person
    • Transactions sent in by mail
    • AFCU Bill Pay (which uses funds from your checking account)


  • If an account used for Overdraft Protection has reached its Regulation D limit, will overdraft requests be honored?

No, if the Overdraft Protection account is a Savings Account or MMA. In a month, if after the Sixth (6th) overdraft attempts to clear an itemthat item will be automatically returned as an Insufficient Funds item & you will incur an Insufficient Funds fee of $25.00 for every overdraft attempted beyond your monthly limit & you will receive a notification by mail. 

  • What are my options once an account has reached its Regulation D limit?

You may complete withdrawals and transfers in person or by mail. 

  • I have authorized a merchant to withdraw payments from my Savings Account or MMA-do these count against my monthly limit?

Yes.  These payments (which you might know as “ACH” or “EFT” transactions) following RegulationD limits.  Any withdrawals attempted beyond your monthly limit will not be  honored, you will be charged a $25.00 Insufficient funds fee & you will receive a notification by mail. 

  • How do I avoid these situations?

Make an automatic payment using something other than a Savings Account or MMA, such as a Checking Account.  Contact the merchant to arrange this change, & be aware that your request could take more than a month to go into effect.  Alternatively, consider using AFCU Bill Pay to automatically send payments, rather that authorizing the merchant to automatically withdraw payments.

  •  When will these changes take effect?

These Regulation D requirements will take effect with your AFCU accounts effective December 1, 2013.If you have any questions regarding this information, please contact our office at 508-995-9100.



AFCU Online Banking App’s

Acushnet Federal Credit Union

Online Banking App Information

You can view the site by using a mobile device such as a smartphone, tablet or iPad. You will need to enter your login credentials…you would use the same information that you enter for Online Banking on your computer.

You can view your account, make transfers & pay bills just as you would on your computer and use your same login credentials.

• Our iPhone App is available at the iTunes Store
• Our Android app by going to the Google Play Store & search Acushnet Federal Credit Union
• Or you can use our Mobile Banking app by going to https://www6.homecu.net/fi/acushnet/mobile/ & using a mobile device and the mobile site will come up.

Just another way Acushnet Federal Credit Union is trying to make your life easier!

AFCU Auto’s For Sale

  For more information, please contact our office during business hours at 508-995-9100.